Ruulio Mortgage Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to
WWW.RUULIOMORTGAGE.COM and RUULIO FINANCIAL GROUP, INC. and governs
data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all
references to RUULIO FINANCIAL GROUP, INC. include
WWW.RUULIOMORTGAGE.COM and RUULIO MORTGAGE. The RUULIO
MORTGAGE website is a MORTGAGE COMPANY WEBSITE site. By using the RUULIO
MORTGAGE website, you consent to the data practices described in this statement.

 

Collection of your Personal Information

 

The Website has the ability for consumers to submit different forms for information,
including a mortgage application, “contact us” form, etc.

We do not collect any personal information about you unless you voluntarily provide it to us.
However, you may be required to provide certain personal information to us when you elect to use
certain products or services available on the Site. These may include:

• (a) registering for an account on our Site;
• (b) entering a sweepstakes or contest sponsored by us or one of our partners;
• (c) signing up for special offers from selected third parties;
• (d) sending us an email message;
• (e) submitting your credit card or other payment information when ordering and purchasing products
  and services on our Site.

To wit, we will use your information for, but not limited to,
communicating with you in relation to services and/or products you have requested from us. We
also may gather additional personal or non-personal information in the future.

 

Use of your Personal Information

 

RUULIO MORTGAGE collects and uses your personal information to operate its website(s) and
deliver the services you have requested.

RUULIO MORTGAGE may also use your personally identifiable information to inform you of
other products or services available from RUULIO MORTGAGE and its affiliates.

 

Sharing Information with Third Parties

 

RUULIO MORTGAGE does not sell, rent or lease its customer lists to third parties.

RUULIO MORTGAGE may share data with trusted partners to help perform statistical analysis,
send you email or postal mail, provide customer support, or arrange for deliveries. All such third
parties are prohibited from using your personal information except to provide these services to
RUULIO MORTGAGE, and they are required to maintain the confidentiality of your information.

RUULIO MORTGAGE may disclose your personal information, without notice, if required to do

so by law or in the good faith belief that such action is necessary to:

• (a) conform to the edicts of
  the law or comply with legal process served on RUULIO MORTGAGE or the site;
• (b) protect and defend the rights or property of RUULIO MORTGAGE; and/or
• (c) act under exigent circumstances to protect the personal safety of users of RUULIO MORTGAGE, or the public.

Tracking User Behavior

RUULIO MORTGAGE may keep track of the websites and pages our users visit within
RUULIO MORTGAGE, in order to determine what RUULIO MORTGAGE services are the
most popular. This data is used to deliver customized content and advertising within RUULIO
MORTGAGE to customers whose behavior indicates that they are interested in a particular
subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by
RUULIO MORTGAGE. This information can include: your IP address, browser type, domain
names, access times and referring website addresses. This information is used for the operation of
the service, to maintain quality of the service, and to provide general statistics regarding use of the
RUULIO MORTGAGE website.

Security of your Personal Information

RUULIO MORTGAGE secures your personal information from unauthorized access, use, or
disclosure. RUULIO MORTGAGE uses the following methods for this purpose:

• SSL Protocol
• When completing an online mortgage application, consumers are protected with the
  strongest online security available which is 2048 bit Industry Standard SSL Certificate.
  This is above the industry standard

When personal information (such as a credit card number) is transmitted to other websites, it is
protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or
alteration of your personal information. Unfortunately, no data transmission over the Internet or any
wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect
your personal information, you acknowledge that:

• (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and
• (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Children Under Thirteen

RUULIO MORTGAGE does not knowingly collect personally identifiable information from
children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or
guardian for permission to use this website.

E-mail Communications

From time to time, RUULIO MORTGAGE may contact you via email for the purpose of
providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general
communication.

If you would like to stop receiving marketing or promotional communications via email from
RUULIO MORTGAGE, you may opt out of such communications by Currently consumers who
visit the website are not target to ANY email marketing campaigns. All email communication is
with consumers actively seeking a mortgage transaction, or information related to completing a
mortgage transaction.

 

Changes to this Statement

RUULIO MORTGAGE reserves the right to change this Privacy Policy from time to time. We will
notify you about significant changes in the way we treat personal information by sending a notice to
the primary email address specified in your account, by placing a prominent notice on our site,
and/or by updating any privacy information on this page. Your continued use of the Site and/or
Services available through this Site after such modifications will constitute your:

• (a) acknowledgment of the modified Privacy Policy; and
• (b) agreement to abide and be bound by that Policy.

 

 

Contact Information

 

RUULIO MORTGAGE welcomes your questions or comments regarding this Statement of
Privacy. If you believe that RUULIO MORTGAGE has not adhered to this Statement, please
contact RUULIO MORTGAGE at:

RUULIO FINANCIAL GROUP, INC.
6750 N Andrews Ave
Suite 2055
Fort Lauderdale, FL 33309

Email Address:
joe.nichols@ruulio.com

Telephone number:
(844) 788-5461

Effective as of December 03, 2019