Whether you’re a first-time buyer or want to refinance at a lower rate, my team can help.
Find out how much home you can afford by getting pre-approved for your next home loan now.
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.
Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you really want.
Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.
Take advantage of your home’s equity with a cash-out refinance — and put your home loan to work for you.
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with POP Mortgage for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days..
Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.
Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.
As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.
We added Joe Nichols to our preferred lenders list. Such efficiency is so hard to and and his communication skills are impeccable! We are thrilled we managed to close a transaction on time despite two hurricanes! We look forward to doing more business with Joe in the future! Janet Janowiak
We added Joe Nichols to our preferred lenders list. Such efficiency is so hard to and and his communication skills are impeccable! We are thrilled we managed to close a transaction on time despite two hurricanes! We look forward to doing more business with Joe in the future!
Joe is an amazing lender! I definitely recommend anyone who is interested in a home loan to reach out to him. He is very knowledgeable about the whole loan process and is very patient to walk you through each step of the way. 5 Star Lender!!! Jay Sands
Joe is an amazing lender! I definitely recommend anyone who is interested in a home loan to reach out to him. He is very knowledgeable about the whole loan process and is very patient to walk you through each step of the way. 5 Star Lender!!!
Joe Nichols was extremely professional. This was my first time buying a home and Joe made the process very smooth. Any questions had were always answered in a timely manner, he took his time and answered any and all questions. He really made sure that I was able to get into my dream home. I would definitely recommend Ruulio Mortgage and Joe Nichols to anyone that needs their home buying needs met. I felt very comfortable having Joe handle my home buying process. Thank you Joe Nichols and Ruulio Mortgage for making my dreams come true !! Nicole Donovan
Joe Nichols was extremely professional. This was my first time buying a home and Joe made the process very smooth. Any questions had were always answered in a timely manner, he took his time and answered any and all questions. He really made sure that I was able to get into my dream home. I would definitely recommend Ruulio Mortgage and Joe Nichols to anyone that needs their home buying needs met. I felt very comfortable having Joe handle my home buying process. Thank you Joe Nichols and Ruulio Mortgage for making my dreams come true !!
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